Last updated: September 2026
The Hartford is one of the oldest and largest insurance companies in the United States with $28.4 billion of FY2025 revenue, approximately 19,200 employees, a Fortune 500 ranking of 160, and a 200-year track record. Its internship program is ranked number 4 in Vault's 2026 Best Internships for Insurance and spans ten functional tracks from underwriting to actuarial to technology. The published application window runs September to April, and it is about to open.
Quick Facts
| Fact | Detail |
|---|---|
| Where to apply | The Hartford Early Career Hub |
| Application window (2027–28) | Sep 2026 – Apr 2027 (published on thehartford.com) |
| Rolling? | Yes — reviewed on a rolling basis; popular tracks fill first |
| Eligibility | Juniors (rising seniors); sophomores for Early Immersion; freshmen for Freshman Experience |
| Duration | 10–11 weeks (early Jun – mid-Aug) |
| Compensation | ~$22–$26/hr depending on track (actuarial $25–$26/hr) |
| Return offers | Not published — described as pipeline to ECLDP and full-time roles |
| Locations | Hartford, CT (primary); additional sites across 10+ states |
| # Tracks | 10 functional tracks + Freshman Experience + Early Immersion + Claims Apprenticeship |
The Hartford runs a 10-to-11-week paid summer internship across ten functional tracks with a published September-to-April rolling application window. Applications are reviewed continuously, so early applicants compete against the smallest pool. The actuarial track has already surfaced a Summer 2027 posting.
The Hartford's September application window opens in days. Build the analytical and financial skills its program descriptions reward now through a remote Externship. The Yinan Zhao Investing & Financial Modeling Externship develops the financial analysis and quantitative reasoning that Hartford's finance and investment tracks demand, and the HP Tech Ventures Deal Sourcing Externship builds the risk evaluation and due diligence skills relevant to underwriting and ERM. Explore all Externships.
What Is a The Hartford Internship?
The Hartford Internship Program is a structured 10-to-11-week summer experience across ten functional tracks including underwriting, actuarial science, technology, finance, claims, and investment management. It includes robust training and webinars, specialized side projects, a leadership mentor program, and one-on-one coaching. Vault ranks it number 4 among insurance internships for 2026, The Hartford won the Handshake Early Talent Award for Best Employer for Launching Careers in 2024, and it was named number 2 in Computerworld's Best Places to Work in IT.

When Do The Hartford Internship Applications Open for 2027–2028?
The Hartford publishes its application window clearly: September to April. This seven-month rolling window is one of the longest in the insurance industry, but popular tracks like actuarial and technology fill early. The Freshman Experience Program has an even shorter window, closing in mid-December.
Applications for summer 2027 are not yet open but will be within days. The Hartford's own early career page states applications open in September. At least one actuarial intern posting has already surfaced on aggregators. Start preparing now.
Create your Workday profile at jointhehartford.com. Review The Hartford's early career PDFs for your target track. If you are a freshman, note the Freshman Experience deadline is mid-December. If a sophomore, note the Early Immersion Program opens in September. Decide your track.
The Hartford's own page states: Applications are open from September to April. Applications are reviewed on a rolling basis, so popular tracks fill first. The Freshman Experience Program closes even earlier at mid-December. Apply in September to compete against the smallest pool.
Interview process: recruiter phone screen, then behavioral/fit interview with hiring manager (30 to 45 minutes), then final-round interviews. Glassdoor reports 62% positive experience with difficulty of 2.8 out of 5. Camera required for all virtual interviews.
The 10-to-11-week internship includes robust training, specialized side projects, a leadership mentor program, and one-on-one coaching. Pay approximately $22 to $26 per hour depending on track. Strong performers may receive full-time ECLDP offers.
How to read this page: our dates come from tracking previous recruiting cycles and daily posting data. Treat them as informed estimates based on historical patterns, not confirmed dates. The company's official careers page is always the most current source. If a role is posted there, go by that, even if this page suggests the window hasn't opened yet.
Why You Must Apply the Week Applications Open
The Hartford reviews applications continuously over seven months, so the best positions and the most popular tracks fill first. A September applicant competes against a far smaller pool than a March applicant. The actuarial track has already surfaced a Summer 2027 posting before September even begins. The Freshman Experience Program closes in mid-December, giving freshmen an even shorter effective window. There is no single cutoff date, but every week you wait narrows your options.
Which The Hartford Internship Programs Should You Target?
The Hartford offers ten functional internship tracks plus pipeline programs for freshmen and sophomores and a separate Claims Apprenticeship for community college students.
| Track | Focus | Duration | Key skills |
|---|---|---|---|
| Underwriting | Risk selection, pricing, portfolio management in commercial and personal lines | 10–11 weeks | Risk evaluation, analytical thinking, presentation skills, product knowledge |
| Actuarial Student Program | Pricing, reserving, risk analysis; 130 hrs company-sponsored study time (full-time) | 11 weeks | Actuarial exam progress, probability/statistics, Excel, analytical comfort |
| Tech, Data, Analytics & Cyber | Software engineering, data engineering, cybersecurity, data science | 10–11 weeks | Cloud computing, AI, data science, DevSecOps, coding, Agile |
| Finance | Financial analysis, reporting, planning across the enterprise | 10–11 weeks | Financial analysis, Excel, reporting, budgeting |
| Claims | Investigation, evaluation, and resolution of insurance claims | 10–11 weeks | Investigation, communication, negotiation, attention to detail |
| Investment Management | Portfolio analysis, research, trading operations within Hartford's investment arm | 10–11 weeks | Portfolio analysis, market research, quantitative skills |
All tracks are listed on the Hartford Early Career page, which also links to downloadable PDFs with detailed program descriptions for each function.
What Are the Eligibility Requirements?
The Hartford segments its early career programs by class year, with different entry points for freshmen, sophomores, juniors, and seniors.
• Summer internships: Rising seniors (juniors at time of application)
• Early Immersion Program: Sophomores with a cumulative GPA of 3.0 or higher
• Freshman Experience: Freshmen with a history of strong academic performance (no GPA number stated)
• International students: Not eligible per Vault (The Hartford does sponsor H-1B for full-time roles but not for internships)
• Majors: Mapped by track — Actuarial Science and Math for actuarial; Computer Science and IS for tech; Economics and Business Admin for finance and underwriting; Liberal Arts accepted for claims and underwriting
• Location: Hartford, CT is the primary site; some tracks available in other states

Does The Hartford Have a GPA Cutoff for Interns?
The Early Immersion Program (for sophomores) explicitly requires a 3.0 GPA. The general summer internship pages do not state a GPA cutoff. The Freshman Experience asks for a history of strong academic performance without naming a number. For the main internship, demonstrated interest in insurance and leadership experience may matter more than a specific GPA, but a 3.0 or above is a safe benchmark given the Early Immersion requirement.
What Skills Does The Hartford Look For, and How Do You Build Them?
Across The Hartford's ten program PDFs and early career materials, communication skills appear universally, followed by analytical and problem-solving abilities, self-motivation and leadership, genuine interest in insurance, and Excel proficiency. Track-specific requirements diverge sharply: actuarial roles demand exam progress and probability, while technology tracks ask for cloud computing and AI skills.
What The Hartford looks for in interns
Skills across 5 The Hartford intern & analyst job descriptions · The Hartford early career PDFs and program pages across 10 functional tracks
Method: analysis of The Hartford's early career page, 10 downloadable PDFs, and aggregator-sourced job descriptions. Zero intern requisitions were live on the board at research time; skills are drawn from program descriptions and prior-cycle postings.
How Is Demand for Insurance Interns Moving Right Now?
Insurance intern hiring right now: September 2026
Across US actuarial intern postings tracked this month · aggregate market data, all employers
September 2026 is the fall recruiting wave: actuarial intern postings jumped 210.2% from August, and 44.2% of new listings already carry Summer 2027 in the title. Seats fill on rolling review, so the applications that go in this month meet the widest pool of open roles.
Method: aggregate analysis of US actuarial intern postings on Adzuna's US index, August average versus September 2026 to date (3 collection days). Sample indexes under half of all US postings; figures show direction and relative level, not total market share.
Build These Skills Before You Apply
And every skill in that chart maps to a remote Externship.
| Skill (from real JDs) | JD evidence | Externship that builds it |
|---|---|---|
| Financial analysis & risk evaluation | "Evaluate and analyze the risks involved in insuring people, businesses and assets" | Yinan Zhao Investing & Financial Modeling |
| Data analytics & quantitative insights | Actuarial: probability/statistics; Tech: data science; Product: competitive analysis | Center for Improving Youth Justice Data Visualization |
| Deal evaluation & due diligence | Investment Management: portfolio analysis, research, trading operations | HP Tech Ventures Deal Sourcing |
These Externships build the analytical, financial modeling, and data-visualization skills that The Hartford's program descriptions reward. No insurance-specific externship exists in the catalog, but the quantitative and evaluative foundations transfer directly.
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What Is the The Hartford Application and Interview Process Like?
The Hartford uses Workday (wd5 tenant) with a custom career front-end at jointhehartford.com.
1. Go to the Workday board with the early career filter. jointhehartford.com/jobs/?early_career=1 is the filtered view. Cross-check with a keyword search for intern on the main board.
2. Create your Workday profile early. The Hartford's hiring process page states you will be asked to create a profile, and your information will remain for future applications.
3. Pick your track. There is no umbrella Hartford internship application. Underwriting, Actuarial, Tech, Finance, Investment Management, Marketing, Product, Risk Management, and Claims are separate postings.
4. Apply in September for maximum selection. The window runs seven months, but popular tracks fill first. The actuarial track has already appeared on aggregators.
5. Expect two to three rounds. Recruiter phone screen, then behavioral interview with the hiring manager (camera required), then potentially a final round with team members. Glassdoor reports 62% positive experience with difficulty of 2.8 out of 5.
The Hartford Hiring Process page provides detailed guidance, and the early career page links to downloadable PDFs for each track.
What Students on Reddit Say
The Hartford generates solid Reddit discussion across r/Connecticut, r/actuary, r/InsuranceProfessional, and r/Hartford, covering intern experiences, pay, and relocation advice.
A software engineering and data engineering intern described their early onboarding experience at The Hartford, providing context for tech-track applicants about what the first weeks look like and the team structure they can expect.
Community consensus holds that The Hartford's pay and training are considered top-tier among insurance companies. Being employed there is seen as a strong career credential, especially for actuarial and underwriting professionals building long-term careers.
How Do You Stand Out at The Hartford?
First, apply in September, not March. The Hartford reviews on a rolling basis over seven months, and the actuarial track is already posting for Summer 2027 before September even starts. Second, use the pipeline programs. The Freshman Experience and Early Immersion programs are explicit feeders. The Hartford says sophomore immersion participants will be first to know about internships available for the following summer. Third, show genuine interest in insurance. Vault intern reviews and interview data confirm that The Hartford screens for motivational questions about interest in insurance, risk management, and The Hartford specifically. A candidate who can articulate why they want to be an underwriter or actuary separates from the pack.

What Other Companies Should You Consider?
The Hartford competes with other major P&C insurers for campus talent, particularly in the actuarial and underwriting pipelines.
- TravelersDirect P&C rival also headquartered in Hartford, CT, with an established emerging talent program spanning underwriting, actuarial, and claimsCareers site
- AllstatePrimarily personal lines with a broader consumer-facing brand and a strong technology internship pipelineCareers site
- ProgressiveAuto-insurance-focused with a strong technology and data science orientation in its intern programCareers site
- ChubbGlobal specialty and commercial P&C insurer with a more international footprintCareers site
- Liberty MutualLarge P&C insurer with a structured rotational internship program across underwriting, claims, and technologyCareers site
Compare more insurance and finance internships in our Finance Internships Summer 2027 Guide.

FAQ
When do The Hartford internship applications open for summer 2027?
September 2026. The Hartford's own early career page states applications are open from September to April. At least one Summer 2027 actuarial posting has already appeared on aggregators in late August. Applications are reviewed on a rolling basis, so applying early gives the best track selection.
Are The Hartford internships paid?
Yes. Aggregator data and community reports place The Hartford intern pay at approximately $22 to $26 per hour depending on the track. The actuarial program lists $25 to $26 per hour. The Claims Apprenticeship pays $25 per hour separately. No universal rate is published on thehartford.com.
What GPA does The Hartford require for an internship?
The Early Immersion Program explicitly requires 3.0 or higher. The general internship pages do not state a GPA cutoff. The Freshman Experience asks for strong academic performance without a number. Demonstrated leadership and genuine interest in insurance may matter more than a specific GPA threshold.
Does The Hartford sponsor visas for interns?
No. Vault states international students are not eligible for The Hartford's internship program. The Hartford does sponsor H-1B visas for full-time roles with 143 filings and 100 percent approval per DOL data, but the internship itself appears limited to US-authorized students.
How long is The Hartford's summer internship?
Ten to eleven weeks. The Summer 2027 actuarial posting describes a competitive 11-week summer program. The internship typically runs from early June to mid-August and includes training, project work, mentoring, and networking with senior leaders.
What is The Hartford intern interview like?
Expect two to three rounds: a recruiter phone screen, then one or two behavioral interviews with hiring managers. Glassdoor reports 62 percent positive experiences and difficulty of 2.8 out of 5. Vault reviews describe it as more like a conversation. Camera is required for all virtual interviews.
Can a Hartford internship lead to a full-time offer?
Yes. The Hartford states that full-time jobs are sometimes offered to internship participants. Its ECLDP and specialized early career programs are the primary full-time destination for strong interns. Multiple former interns have publicly shared that their internships led to full-time offers.
What tracks does The Hartford offer for interns?
Ten functional tracks: Underwriting, Actuarial, Tech/Data/Analytics/Cyber, Finance, Investment Management, Marketing and Communications, Product, Risk Management, Claims, and Operations. Plus the Claims Apprenticeship for community college students and pipeline programs for freshmen and sophomores.
The Hartford's September application window opens in days, and rolling review means the earliest applicants get the widest selection of tracks. Build proof of the analytical and financial skills Hartford's program descriptions reward through a remote Externship right now. Most run eight weeks and deliver a portfolio-ready deliverable you can discuss in your behavioral interview.
About the Author
Bifei Wang has spent 17 years focused on human flow and the growth of young professionals, spanning international education, career training and coaching, and recruitment process outsourcing. Over 7 years at Extern, he has had one-on-one sessions with thousands of students exploring careers in consulting, finance, tech, marketing, and data, giving him a firsthand view of how the job market has shifted for early-career professionals and what it actually takes to break in.

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