RGA Internship 2027–2028: Programs, Deadlines & How to Apply

Last updated: September 2026

RGA holds about $4.3 trillion of life reinsurance in force and is, in its own words, the only global reinsurance company focused primarily on life and health solutions. It is a Fortune 200 company, number 193 on the 2026 list and its highest position to date, with $23.7 billion in 2025 revenue, $1.18 billion in net income and $156.6 billion in total assets. And it does all of that with roughly 4,800 employees. That ratio is the whole story for a student: RGA runs a global balance sheet the size of a large bank's with a headcount smaller than a single fulfilment centre, which means an intern is not one of two thousand. The program is 10 weeks, June to August, and RGA answers the conversion question in its own FAQ without hedging: "Yes, we have an excellent conversion rate! The majority of our 'early career/entry-level' roles are offered to our interns." Three US Summer Intern requisitions, Underwriting, Global Audit and Actuarial, were live and accepting applications in Chesterfield, Missouri in early September 2026, with no deadline published on any of them.

Quick Facts

Three requisitions are open now with no closing date, which means they close when they fill. Two details do most of the work here: the Underwriting role publishes a 3.0 GPA minimum, and neither live requisition restricts the program by class year, so sophomores should apply rather than assume they are early.

Externships are short, remote professional experience programs where you finish a real project with a real company. The Pfizer Advanced AI-Powered Document Intelligence Externship and the Breaking Games E-Commerce Data Analysis Externship build the modelling and large-data reasoning RGA's own intern project list describes. That matters more than usual here, because RGA discloses that its early screening evaluates candidates on experience. Explore all Externships.

What Is a RGA Internship?

An RGA internship is a 10-week summer program, June to August, at Reinsurance Group of America, a Chesterfield, Missouri company that describes itself as the only international company focused primarily on life and health reinsurance. Reinsurance is not insurance; it is insurance for insurers, and being able to explain in one sentence why a life insurer cedes mortality risk puts you ahead of most applicants. RGA states that interns "are assigned real work that has a direct impact on the organization" and names the project types itself: developing predictive modeling for applications, implementing and maintaining actuarial models, and building capabilities that support business platforms and increase operational efficiency. Across its own board and the job descriptions it pushes to university career centres, RGA recruits into at least eleven distinct intern functions, from Actuarial, Underwriting and Global Audit to Global Technology, Claims, Client Experience, Corporate Legal, Finance Transformation and three separate Investments tracks. Eleven functions in a company of about 4,800 people is a genuinely broad early-careers footprint. RGA rates approximately 4.0 to 4.5 out of 5 on Indeed, depending which of its two surfaces you read.

When Do RGA Internship Applications Open for 2027–2028?

RGA runs a rolling, requisition-by-requisition process and publishes no calendar at all: no open date, no close date, no deadline. What can be verified is that the cycle is open right now. The Actuarial requisition and the sequentially numbered Global Audit and Underwriting requisitions were live and accepting applications in Chesterfield, Missouri on September 6, 2026, and two independent job aggregators dated them to roughly six days earlier, which places the launch in late August or early September 2026. Requisitions appear in waves rather than all at once, which is why RGA's own board showed three functions while university career boards were carrying RGA-authored job descriptions for nine. Treat those campus listings as evidence that RGA recruits broadly, not as proof that a given role is currently open, and ignore the expiry dates those platforms display, because they belong to the university system rather than to RGA.

How to read this page: our dates come from tracking previous recruiting cycles and daily posting data. Treat them as informed estimates based on historical patterns, not confirmed dates. The company's official careers page is always the most current source. If a role is posted there, go by that, even if this page suggests the window hasn't opened yet.

Why You Must Apply the Week Applications Open

RGA never announces a cycle, which is precisely why waiting is expensive. There is no application deadline on any requisition, on the Students and Graduates page or anywhere on the careers site, so the only event that ends your chance at a role is somebody else filling it. Two of the three live requisitions were about six days old when this research was done, which is as early as a candidate ever gets to be. The second reason is structural. RGA has roughly 4,800 employees and recruits across at least eleven intern functions, and it says in its own FAQ that the majority of its early-career and entry-level roles are offered to its interns. A small headcount with a broad intern footprint means each seat is a disproportionate share of the entry-level pipeline, and it means the class is small. The third reason is specific to how RGA screens. It discloses that AI does part of the preliminary screening and evaluates candidates solely on experience, which rewards a resume that states relevant coursework, tools, exam progress and finished projects in plain, literal language. That is something you can fix this week. A seat that filled in October is not.

Which RGA Internship Programs Should You Target?

RGA's early-career structure is a broad set of function-specific summer internships feeding a two-year graduate program. Three US intern requisitions were live at the time of research; the rest of the footprint is visible in the job descriptions RGA pushes to university career boards.

RGA describes what interns work on more precisely than most employers do, and its own FAQ is worth quoting back: interns are "assigned real work that has a direct impact on the organization," with examples including "development of predictive modeling for applications," "implementing and/or maintaining actuarial models," and "creating and continuously improving capabilities to support our business platforms, increase operational efficiency, and provide fit-for-purpose technology solutions for emerging businesses." Start from the Students and Graduates page, then search the live board.

What Are the Eligibility Requirements?

RGA states eligibility inside each requisition rather than in one place, and the two requisitions read in full differ enough that you should check the one you are applying to:

• Degree status, Underwriting: "Must be currently pursuing a Bachelor's degree."

• Degree field, Actuarial: "Progress toward completion of Bachelor's or Master's degree in Math, Finance, Actuarial Sciences, Statistics or related field."

• GPA: "Minimum 3.0 cumulative GPA; additional requirements may apply" — stated explicitly in the Underwriting requisition. The Actuarial requisition states no GPA at all, so do not assume the floor applies everywhere, and do treat it as a real screen where it is published.

• Actuarial exams: "At least one Actuarial Exam passed is preferred." Preferred, not required, but in a field where exam progress is the standard currency this is the cheapest available differentiator.

• Class year: not specified in either live requisition. Neither restricts the program to juniors or rising seniors, which is unusually open for a structured summer program and means sophomores should apply.

• Work authorization: the Underwriting requisition states "candidates must be authorized to work ongoing in the United States without current or future employer-sponsored work authorization." That clause was not restated in the Actuarial requisition as retrieved, so check each requisition individually rather than assuming either way.

• Stated capabilities: effective interpersonal, written and verbal communication; the ability to provide information in a clear, concise manner; the ability to build and maintain effective relationships; and effective analytical skills to gather information, analyse facts and draw conclusions. The Actuarial requisition raises the bar in wording to "advanced" communication and "complex" analytical and problem-solving skills.

Does RGA Have a Hard GPA Cutoff?

It publishes one for Underwriting and not for Actuarial, which is a useful distinction rather than an inconsistency. "Minimum 3.0 cumulative GPA; additional requirements may apply" is unambiguous language and should be treated as a genuine screen for that track. The Actuarial requisition replaces it with something more specific to the field: a quantitative degree in progress and at least one actuarial exam passed, preferred. If you are choosing where to spend effort, the exam is the higher-leverage investment, because it is portable across every employer in the profession and it evidences exactly the persistence the work requires. There is one more thing worth knowing before you write the resume. RGA discloses in its own job postings that it uses AI in parts of preliminary screening to "evaluate candidates based solely on experience, without considering name, gender, or other personal details," and that AI is used only during early screening and never makes hiring decisions. Practically, that means the first read is experience-matching. State your coursework, your exam progress, your tools and your finished projects in plain literal language rather than relying on a human reader to infer them.

What Skills Does RGA Look For, and How Do You Build Them?

RGA names no software at all in its intern requisitions. There is no Excel, no R, no Python, no SQL, no actuarial platform. The wording is deliberately generic, "intermediate PC and technical skills" and "various systems and applications," and it would be dishonest to invent a tools list from it. What RGA does describe precisely is the work. The actuarial requisition asks interns to implement and maintain actuarial models, to manipulate, summarise and analyse large amounts of data, and to develop, enhance and automate processes. The underwriting requisition opens by framing the whole role in a sentence: "Underwriters utilize data to assess mortality risk for insurance policies," then assigns medical research for Underwriting Manual review, small new business case review and continuing medical education. RGA's own intern project FAQ adds predictive modelling and technology capability delivery. Read together, every RGA intern track is a data role wearing a different hat, and the quantitative fundamentals matter more than any one package.

How Is Demand for Actuarial & Reinsurance Interns Moving Right Now?

Build These Skills Before You Apply

And every skill in the chart maps to a remote Externship where you finish a real company project, which is exactly the kind of experience an experience-matching screen can see.

How close is the overlap? The Pfizer project applies AI and modelling to health and medical documentation in a regulated environment, which is the same problem shape as underwriting-manual research and RGA's published GenAI-in-insurance work. The Breaking Games project is the verb list from RGA's actuarial requisition run end to end on a real company's data. And RGA's investments function manages a genuinely institutional balance sheet, so a modelling project is direct preparation for the three Investments intern tracks its campus listings show.

What Is the RGA Application and Interview Process Like?

RGA publishes no interview-stage description at all, which is worth stating plainly rather than filling with guesses. What it does publish is the application path and an unusually candid account of how screening works:

1. Search the live board. Go to rgarecareers.com, search Summer Intern and filter to the United States. On September 6, 2026 that returned exactly three Chesterfield, Missouri roles.

2. Check your university career centre too. RGA pushes its intern job descriptions to university platforms, and those boards were carrying RGA-authored descriptions for nine intern functions including Global Technology, Claims, Client Experience, Corporate Legal, Finance Transformation and three Investments roles.

3. Ignore the campus-board expiry dates. Those are the university platform's listing-expiry dates, not RGA deadlines. RGA does not publish deadlines at all.

4. Write the resume for the first screen. RGA discloses that it uses AI in parts of preliminary screening, that the technology evaluates candidates "based solely on experience, without considering name, gender, or other personal details," and that "AI is used only during early screening and never makes hiring decisions." State coursework, exam progress, tools and projects literally.

5. Expect a human recruiter after that. RGA's own wording: "Your RGA recruiter will work closely with you every step of the way." Beyond that, no round count or question list is published.

6. Join the Talent Community and check the events page. RGA runs both, and confirms in its FAQ that it visits several campuses each year.

The single best preparation is understanding what reinsurance actually is. RGA is the only global reinsurer focused primarily on life and health, and reinsurance is insurance for insurers. Being able to explain in one sentence why a life insurer cedes mortality risk, and what RGA earns for taking it, puts you ahead of most applicants. After that, read RGA's public knowledge centre, which carries the actual intellectual output of the teams you would join, with recent pieces on multivariable mortality modelling, wearables and underwriting, and GenAI in insurance. Referencing one specifically is a cheap, strong signal. Our HireVue question guide with a free AI mock tool covers the same behavioral-question pressure and format.

None

RGA has a genuinely useful r/actuary footprint: three threads with first-hand intern accounts covering hours, team assignment, project substance, the campus and conversion. One caution before reading them. An international student in one of these threads hoped the internship would lead to sponsorship; nobody confirmed that it does, and RGA's live Underwriting requisition states no current or future sponsorship.

How Do You Stand Out at a Reinsurer With 4,800 Employees?

Five moves. First, understand and be able to explain reinsurance, because most applicants cannot. RGA is the only global reinsurer focused primarily on life and health, and a candidate who can say why a life insurer cedes mortality risk and what RGA earns for taking it is immediately in a different category from someone who applied because it is a large company in Missouri. Second, lead with data skills whatever the track. RGA's own intern project list is predictive modelling, actuarial model maintenance, and building capabilities that increase operational efficiency, and even the underwriting requisition opens with the line that underwriters use data to assess mortality risk. Third, if you are targeting actuarial, pass one exam. RGA states it prefers at least one, and it is the cheapest differentiator available to a sophomore in a profession where exam progress is the standard currency. Fourth, read the knowledge centre and reference one piece specifically. RGA publishes substantial research, and recent titles cover multivariable mortality modelling and survival analysis, underwriting the quantified self, and GenAI in insurance. Those are the actual output of the teams you would join. Fifth, write for the machine first. RGA discloses that AI does part of preliminary screening and evaluates on experience alone, so plain literal statements of coursework, tools, exam progress and finished projects beat elegant narrative framing at the first gate. And be realistic about geography: every US RGA internship found is in Chesterfield, Missouri, which is car-dependent St. Louis suburbia where a mid-twenties hourly rate goes considerably further than it would on either coast.

What Other Companies Should You Consider?

RGA's peer set is US life and health insurers and reinsurers competing for the same actuarial, underwriting and finance students. Two names belong in any honest version of this list without an internal link: Swiss Re and Munich Re, the two largest global reinsurers and RGA's most direct competitors in life and health.

Our finance internships summer 2027 guide maps the full insurance, actuarial and finance landscape, timeline by timeline.

FAQ

Can I still apply for a summer 2026 RGA internship?

No, that class has run; RGA's program is 10 weeks from June to August, so the summer 2026 cohort finished in August. What is open right now is the next cycle: three US Summer Intern requisitions, Underwriting, Global Audit and Actuarial, were live and accepting applications in Chesterfield, Missouri in early September 2026, and two of them were about six days old. RGA publishes no deadline, so apply rather than waiting for an announcement that never comes.

What is the RGA internship application deadline?

RGA does not publish one, anywhere. No deadline appears on any of the live requisitions, on the Students and Graduates page or on the careers site. Roles are live until they are filled. If you see an "expires on" date attached to an RGA internship on a university career board, that is the university platform's own listing-expiry date, not an RGA deadline, and it explains why some RGA roles linger on campus boards after the requisition itself has come down.

How much do RGA interns get paid?

RGA publishes no rate. No pay range appears on any of its intern requisitions, which is consistent with Missouri having no posting mandate. Paid status is confirmed in RGA's own text, which describes the Corporate Legal internship as an immersive paid internship. For a community figure with its sample stated: Indeed reported a $25 per hour average across a $20 to $30 range from ten salary reports as of September 2026, split roughly as $30 per hour for software engineering interns and $25 per hour for actuarial interns. Ten reports is a small sample, and the annualised figures Indeed shows alongside it are simply the hourly rate multiplied by a standard 2,080-hour year.

What GPA does RGA require for internships?

The Underwriting requisition states "minimum 3.0 cumulative GPA; additional requirements may apply." That is the only numeric GPA floor RGA publishes and it should be treated as a genuine screen for that track. The Actuarial requisition states no GPA at all, asking instead for progress toward a bachelor's or master's in Math, Finance, Actuarial Sciences, Statistics or a related field, with at least one actuarial exam passed preferred.

Do I need to be a junior to apply for an RGA internship?

Neither live requisition specifies a class year. The Underwriting role says only that you must be currently pursuing a bachelor's degree, and the Actuarial role asks for progress toward completion of a bachelor's or master's degree. That is unusually open for a structured summer program, and it means sophomores should apply rather than assuming they are too early.

Does RGA sponsor international students for internships?

The Underwriting requisition closes the door explicitly: "candidates must be authorized to work ongoing in the United States without current or future employer-sponsored work authorization." That clause was not restated in the Actuarial requisition body as retrieved, so check each requisition individually rather than assuming it applies everywhere or nowhere. Reddit threads where international students hoped RGA would sponsor do not confirm that it does.

Where are RGA internships located?

Every US RGA internship found in this research is in Chesterfield, Missouri, in the St. Louis metro, which is where RGA is headquartered. RGA also runs intern roles outside the US, in Kuala Lumpur, Hong Kong and Montreal, which are separate from the US cycle. Former interns describe the Chesterfield campus as new and modern but the surrounding area as car-dependent suburbia, so plan transport before you accept.

Do RGA interns get full-time offers?

RGA answers this in its own FAQ more directly than most employers do: "Yes, we have an excellent conversion rate! The majority of our 'early career/entry-level' roles are offered to our interns. Many departments have the opportunity to hire their summer intern into a full-time position after graduation." It publishes no percentage, so nobody should quote you one, and "the majority" should not be converted into a number. The destination is RGA's two-year New Graduate Development Program. One counterweight from a former intern on Reddit: conversion was not automatic in their case, and interviews for open full-time roles only appeared once RGA learned they were interviewing elsewhere. Ask directly about the return-offer process.

RGA's three Chesterfield requisitions are open now with no deadline behind them, and its own screening reads for experience first. Spend the fortnight building some: a remote Externship turns "interested in actuarial work" into a finished modelling or data project your resume can state plainly.