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July 16, 2026

Ramp Internship 2027–2028: Programs, Deadlines & How to Apply

Everything you need to land a Ramp internship in 2027–2028: $67.50/hr pay, the CTF challenge and interview process, NYC program details, and when to apply.

Written by:

Bifei Wang

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Last updated: July 2026

Ramp is the fastest-growing corporate card in America, valued at $44 billion as of June 2026, and it went from $100M to $1 billion in annualized revenue in under four years. For the 2027–2028 cycle (you apply fall 2026, you intern summer 2027), engineering roles typically post August to September on a rolling basis. So the window is short, and early applicants get first consideration.

Quick Facts

FactDetail
Where to applyramp.com/emerging-talent and jobs.ashbyhq.com/ramp. Set an alert so you catch week one
Application window (2027–28)Expected Aug to Sep 2026 for summer 2027 engineering roles. Projected from the prior cycle, not yet posted
Rolling?Yes, confirmed. Applications are reviewed continuously and positions fill as qualified candidates are identified. Apply early for priority consideration
EligibilityEnrolled at an accredited 4-year university with at least one term remaining after the internship, 18+. CS or related technical field preferred for engineering roles
Duration10 to 16 weeks, full-time, in-person at NYC headquarters
CompensationSWE intern $67.50/hr (~$11,700/mo) plus a $10,000 signing stipend and housing stipend. Lunch provided Tue/Wed/Thu
Visa sponsorshipNot explicitly stated. In-person NYC requirement implies US work authorization needed
LocationsNew York City (HQ, Flatiron District). Company also has offices in Miami and San Francisco
# Programs8+ tracks: SWE Backend, iOS, Android, Full-Stack, Growth Engineering, Product Design, Data, and Legal

Two numbers matter: $67.50/hr base pay that competes with FAANG, and rolling admissions that reward the first applicants. No published GPA floor, no hard deadline, so timing and shipped projects do the work.

Externships are short, remote projects where you finish real work for a real company. The Wayfair AI Agent Engineering Externship and Beats by Dre Data Analytics Externship build the Python, API, and data skills a Ramp application rewards. Explore all Externships.


What Is a Ramp Internship?

A Ramp internship is a paid, full-time, in-person placement at the company's NYC headquarters in the Flatiron District, lasting 10 to 16 weeks. Interns are embedded on real engineering teams and own production projects from day one. This is no sandbox: past interns have built AI-driven sales tools, optimized data pipelines, and shipped features to 50,000+ business customers. The culture is fast, the ownership is real, and Ramp says a successful internship can result in a conversion or return offer. Glassdoor reviews confirm the intensity: 4.2 out of 5 overall, with compensation rated 4.4 and career opportunities 4.4, though work-life balance sits at 3.3. So the brand delivers, but expect startup speed at $44B scale.

College student with over-ear headphones resting around her neck stepping out of

When Do Ramp Internship Applications Open for 2027–2028?

Ramp's calendar follows a predictable pattern. Engineering roles open August to September, with rolling review filling seats through the fall. The full interview process, from first screen to decision, typically takes 3 to 4 weeks. So for summer 2027, you apply fall 2026, about 9 to 10 months ahead. But the date that matters most is when you submit, because rolling review gives early applicants the most open seats.

Now · Summer 2026YOU ARE HERE

Summer 2027 applications are not yet posted. This is the build window: your resume and GitHub when a posting opens decide whether rolling review reaches you.

The Wayfair AI Agent Engineering Externship and the Beats by Dre Data Analytics Externship are remote, real-company projects that hand a fall application finished, technical work to point at.
Late summer 2026

Build season. Ship a side project, contribute to open source, or complete a remote Externship. Ramp values candidates who can demonstrate shipping velocity, so tangible output beats theoretical prep.

August to September 2026EXPECTEDROLLING — APPLY WEEK 1

Expected application window for summer 2027 SWE and engineering intern roles on the Ashby job board. Rolling review starts immediately, so submit in week one.

October 2026 to January 2027EXPECTED

The funnel: CTF challenge or CodeSignal OA, then recruiter screen, technical phone screen, and virtual onsite with 3 to 4 rounds. Decisions come within 1 to 2 weeks of the final loop.

Summer 2027

10 to 16 weeks, full-time, in-person at Ramp's NYC headquarters in the Flatiron District. Ship production code, own metrics, and build the case for a conversion or return offer.

Why You Must Apply the Week Applications Open

Rolling is not a footnote, it's the whole strategy. Ramp reviews applications continuously and fills positions as qualified candidates are identified, with no published hard deadline. The recruiting process spans just 3 to 4 weeks from first contact to decision, meaning early applicants can lock in offers before most students have even submitted. And because Ramp's intern class is small relative to big tech, each seat that fills shrinks the pool faster. So set an alert on Ashby, and apply the week a role opens.

Which Ramp Internship Programs Should You Target?

Ramp runs 8+ intern tracks spanning engineering, design, data, and legal. The primary draw is software engineering, where interns ship to production on the same codebase powering 50,000+ businesses. Which track should you target? The one whose skills you can already evidence, because Ramp's practical interview process tests real engineering ability, not textbook recall.

ProgramFocusDurationKey skills
SWE Intern, BackendProduction backend services, financial infrastructure, API development10–16 weeksPython, Elixir, PostgreSQL, API design
SWE Intern, iOSMobile application development for Ramp's iOS app12–16 weeksSwift, mobile architecture, UI/UX
SWE Intern, AndroidAndroid application features for corporate expense management12–16 weeksKotlin, Java, mobile development
Growth Engineering InternOutbound sales acceleration, AI-driven tools, experimentation10–16 weeksFull-stack, Python, business metrics
Product Design InternUX/UI design for fintech products10–16 weeksFigma, design systems, user research
Data InternData engineering, analytics, experimentation infrastructure10–16 weeksSQL, Python, dbt, data pipelines

See every open track on the emerging talent page. Engineering roles cluster in the fall posting window, so don't wait for a specific track to appear before prepping.

What Are the Eligibility Requirements?

Ramp's requirements are straightforward but reflect the startup's bias toward builders:

Enrollment: must be registered at an accredited 4-year university after the internship ends. For new grads, must be able to start within 6 to 12 months of graduation.

Age: you must be 18 or older.

Graduation window: expected graduation between December 2026 and 2028 for summer 2027 roles. Check the specific posting.

Work authorization: not explicitly stated, but the mandatory in-person NYC requirement implies US work authorization is needed. Confirm on the specific JD.

Two interns collaborating at a whiteboard in a bright open-plan office, one sket

Does Ramp Have a GPA Cutoff?

No stated minimum, anywhere. Ramp does not list a GPA cutoff in any of its intern job descriptions. Instead, the company values a track record of shipping quality software, personal projects, hackathons, and open-source contributions. The CTF-style initial screen tests engineering resourcefulness and curiosity rather than memorized algorithms. So what actually gates you? Shipped work and practical engineering ability. A strong GitHub profile beats a perfect transcript.

What Skills Does Ramp Look For, and How Do You Build Them?

Read across Ramp's intern job descriptions and engineering blog, and the pattern is clear. Python dominates as the primary backend language, with Elixir powering real-time card authorization. The frontend runs TypeScript and React. But the technical stack only tells half the story. Ramp's culture prizes shipping velocity and ownership, and the interview process tests practical system-building, not competitive programming. So bring the coding, then wrap every story in proof that you ship.

What Ramp looks for in interns

Skills across 8 Ramp intern & analyst job descriptions · 2025–26 cycle Ramp intern JDs and engineering blog, projecting 2027–2028

Python (backend, Flask, data)
7 of 8
TypeScript / React (frontend)
5 of 8
SQL & PostgreSQL
5 of 8
System design & API architecture
4 of 8
Elixir (real-time authorization)
3 of 8
Swift / Kotlin (mobile)
3 of 8
Product thinking & ownership
6 of 8
Data pipelines (Dagster, dbt)
3 of 8
AWS & infrastructure
3 of 8

Method: full-text analysis of eight Ramp intern job descriptions and engineering blog posts from Ashby, Built In NYC, and builders.ramp.com. Prior-cycle basis; Ramp's ownership culture and shipping velocity expectations are evaluated in interviews rather than listed as JD qualifications.

How Is Demand for Software Engineering Interns Moving Right Now?

Software engineering intern hiring right now: July 2026

Across US software-engineer-intern postings tracked this week · aggregate market data, all employers

=
About 637 US software-engineer-intern postings were open on July 11, holding near the ~650 tracked at the start of the month
Fintech interns command a premium: Ramp's $67.50/hr rate sits well above the ~$83,900 annualized average for general SWE intern roles
The bench you convert into is deep: 136,389 US software-engineer postings are open right now at roughly $164k mean advertised salary

July 2026 is this tracker's baseline month. The signal today is level: intern demand is steady, and fintech unicorns like Ramp pay at or above big-tech rates.

Method: aggregate analysis of US software-engineer-intern and software-engineer postings via Adzuna, July 2026 baseline. The sample indexes a fraction of all US postings, so figures show direction and relative level, not total market share.

Build These Skills Before You Apply

And every skill in that chart maps to a remote Externship where you finish a real project before a role opens.

Skill (from real JDs)JD evidenceExternship that builds it
Python backend, API development & system buildingBackend JDs: "Python, Elixir, TypeScript," building production services for financial infrastructureWayfair AI Agent Engineering
Data analysis, SQL & experimentation designData and Growth JDs: SQL, data pipelines, experimentation infrastructure, business metrics ownershipBeats by Dre Data Analytics
Product thinking & shipping velocityAll JDs: "track record of shipping quality software projects," ownership mentalityWayfair AI Agent Engineering

How close is the overlap? The Wayfair project is agent-engineering work that yields the Python and API evidence Ramp's practical coding rounds probe for, and the Beats project ends on the data-driven experimentation story a Growth Engineering interview wants.

What Is the Ramp Application and Interview Process Like?

Ramp's funnel is practical and fast, with a decision typically within 1 to 2 weeks of the final round:

1. Apply on jobs.ashbyhq.com/ramp. Include your resume and a GitHub or portfolio link showcasing shipped projects. Ramp reviews applications rolling, so submit early.

2. CTF Challenge or CodeSignal OA. Ramp sends either a Capture-the-Flag puzzle (multi-step: decode data, make API calls, parse file systems) or a 90-minute CodeSignal assessment with a progressive 4-level problem. Both test practical engineering resourcefulness, not algorithm memorization.

3. Recruiter Screen (25 to 30 minutes). Background, motivations, fintech interest, and light technical discussion of your projects.

4. Technical Phone Screen (45 to 60 minutes). Live coding with a Ramp engineer: practical system-building problems like a hotel reservation system or web crawler. Reasoning process and code cleanliness matter.

5. Virtual Onsite (3 to 4 rounds, ~4 hours total). Practical coding, product-focused coding, lightweight system design, and a behavioral round focused on ownership and velocity.

6. Decision. Typically within 1 to 2 weeks of the final round.

So the two skills to drill are clear: practical system-building fluency for the coding rounds (think building real features, not LeetCode grinding), and 3 to 4 stories about times you shipped real software and owned outcomes. Ramp's CTF challenge is the wild card, so practice engineering problem-solving beyond pure algorithms.

What Students on Reddit Say

Three community discussions show the Ramp intern experience from the inside, all paraphrased.

Ramp interns consistently say they got to ship real features that went to production, not just sandbox projects. The engineering culture is fast-paced and startup-like, so you learn more in 12 weeks than some people do in a year at a big company.

r/csMajors consensus, paraphrased · read the thread

For the Ramp SWE intern interview, expect a mix of LeetCode-medium problems and system design discussion. Commenters recommend brushing up on real-world API design and being ready to talk through product trade-offs, not just algorithmic solutions.

r/csMajors consensus, paraphrased · read the thread

When choosing between Meta and Ramp for a final internship, most commenters say Ramp wins on ownership and resume signal for fintech or startup careers, while Meta offers stronger brand recognition for big tech recruiting. Compensation is competitive at both, but Ramp edges ahead on mentorship quality.

r/csMajors consensus, paraphrased · read the thread

How Do You Stand Out at a $44B Fintech Unicorn?

Three moves, all before a role opens. First, apply in week one: rolling review plus a small intern class means timing beats prestige. Second, prepare for the CTF challenge on purpose. Practice API calls, data parsing, and multi-step engineering puzzles, because that's Ramp's signature screen and it rewards curiosity over memorization. Third, bring shipped-project stories backed by real artifacts, so 'tell me about a time you shipped fast' gets a GitHub link and a user count, not a hypothetical. And remember: Ramp explicitly says successful interns can convert, so interview like the new-grad offer at $218K+ total comp is on the table.

Close-up of financial documents spread across a dark wood desk, several lines hi

What Other Companies Should You Consider?

Ramp is not the only high-growth fintech hiring engineering interns on a rolling basis. If you are building a fintech and software internship list, these are the obvious neighbors:

  • Stripethe other fintech unicorn; similar engineering culture and NYC presenceGuide →
  • Coinbasecrypto fintech with a remote-first model and similar pay bandsGuide →
  • Intuitestablished fintech at scale; TurboTax, QuickBooks, and Credit KarmaGuide →
  • Databricksdata infrastructure unicorn with deep Python and engineering focusGuide →
  • Palantirdata-heavy engineering with a similarly practical interview processGuide →

Our tech internships summer 2027 guide maps the whole landscape, timeline by timeline.

A student working through a coding problem on a laptop screen in a quiet coffee

FAQ

When should I apply for the Ramp internship?

Apply in August or September when applications open on the Ashby job board. Ramp uses rolling admissions, so early applicants receive consideration first. The recruiting process typically spans 3 to 4 weeks. Most positions fill by late fall, making October to November the practical deadline.

What is the Ramp internship interview like?

Ramp's interview is uniquely practical. It often begins with a Capture-the-Flag challenge testing real engineering skills like API calls and data parsing. This is followed by a recruiter screen, a technical phone screen with system-building problems, a virtual onsite with 3 to 4 rounds, and a behavioral interview focused on ownership and velocity.

How much do Ramp interns get paid?

Software engineering interns earn $67.50 per hour, roughly $11,700 per month, plus a $10,000 lump sum signing stipend and a housing stipend for the summer. Lunch is provided three days per week at the NYC office. Total compensation for a 12-week internship exceeds $42,000, making Ramp one of the highest-paying startup internships.

What programming languages does Ramp use?

Ramp's largest service runs Python. They use Elixir for real-time card authorization and risk analysis. The frontend is TypeScript with React. Mobile apps use Swift for iOS and Kotlin for Android. For interviews, Python and JavaScript are commonly used, though any language is accepted.

Is the Ramp internship remote or in-person?

Ramp requires all interns to work in-person at the NYC headquarters in the Flatiron District. The company believes strongly in direct collaboration and mentorship in a shared office environment. A housing stipend is provided to help offset the cost of living in New York City during the summer.

What do Ramp interns actually work on?

Ramp interns tackle high-priority projects that directly impact the business and its 50,000+ customers. Past projects include optimizing third-party data services, building AI-driven tools for sales teams, and implementing observability monitoring. Interns own metrics, design experiments, and ship to production quickly.

Does Ramp have a return offer program?

Yes. Ramp states that successful internships can result in either a full-time conversion offer or a return internship invitation. The company features intern-to-new-grad stories on their engineering blog, and new grad total compensation starts at approximately $218,000 or more per year.

How competitive is the Ramp internship?

Very competitive. Ramp is one of the fastest-growing fintech companies in the world with a $44 billion valuation, making it highly sought-after among CS students. The company values shipping velocity, product thinking, and practical engineering skills over pure academic credentials or algorithm contest performance.

Ramp's intern class is small and its rolling review rewards speed. Spend the runway building proof: a remote Externship turns 'interested in Ramp' into a shipped project you can point at when week one of applications arrives.


About the Author

Bifei Wang has spent 17 years focused on human flow and the growth of young professionals, spanning international education, career training and coaching, and recruitment process outsourcing. Over 7 years at Extern, he has had one-on-one sessions with thousands of students exploring careers in consulting, finance, tech, marketing, and data, giving him a firsthand view of how the job market has shifted for early-career professionals and what it actually takes to break in.

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