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October 2, 2026

Moody's Internship 2027–2028: Programs, Deadlines & How to Apply

Moody's summer 2027 internships open in two-week windows: most closed by Oct 1, 2026, but five US roles are open or opening now. $35 to $45 an hour.

Written by:

Bifei Wang

Edited by:

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Quick Facts

Moody's internship · at a glance

Open now

Ratings Technology (Charlotte) to Oct 6; Digital Workplace Project Management (NY) to Oct 9; People Solutions (NY) Oct 5 to 9; Analytics & Modeling and CS&G Digitalization & Analytical Tools (NY) to… Apply early, and check the portal for every live role.

Before you applyWould your profile get you in?6 questions, under a minute. Compared with real interns who landed similar roles.Check my odds
Pay$35/hr
LocationCharlotte, NC
Duration10 weeks

Also in this guide

All quick facts
FactDetail
Where to applyMoody's Students & Early Careers jobs; set a job alert on the early careers page for the next wave
Application window (2027–28)Open now: Ratings Technology (Charlotte) to Oct 6; Digital Workplace Project Management (NY) to Oct 9; People Solutions (NY) Oct 5 to 9; Analytics & Modeling and CS&G Digitalization & Analytical Tools (NY) to Oct 16, 2026. Closed: 9 US roles, Sep 28 to Oct 1, 2026. Summer 2028: expected September 2027
Rolling?No. Each req lists a fixed window of about one to two weeks and asks candidates to "apply early"
EligibilityBachelor's or master's students whose graduation date falls inside the window each req names (for example May 2028 to June 2029); no GPA or sponsorship language in the US reqs
Duration10 weeks, full-time, June 7 to August 13, 2027
Compensation$35/hr on most US reqs; $45/hr for Analytics & Modeling, per Moody's postings
Return offersRatings and Research Support interns "may be considered for an offer to join Moody's as a Ratings Associate"; no conversion rate published
LocationsNew York (headquarters) and Charlotte, NC
# Programs14 US summer 2027 roles posted so far across ratings, technology, data, sales, compliance, strategy and people teams; 5 open or opening now

Last updated: October 2026

Moody's opens each summer 2027 internship for about two weeks, and the first wave has mostly closed. Of the 11 US internships Moody's posted between September 10 and 25, 2026, nine closed between September 28 and October 1, including Ratings and Research Support, Sales and Compliance. Five US roles are still open or about to open on Moody's careers site (rechecked October 3, 2026): two from the first wave and three posted on October 2, with windows running to October 16. Every one runs June 7 to August 13, 2027, and pays $35 an hour, or $45 for Analytics & Modeling, per Moody's own postings. In plain words: you apply during 2026, you intern in summer 2027, and at Moody's each window lasts days, not months.

If the role you wanted has closed, the next door is the summer 2028 wave, expected in September 2027.


What Is a Moody's Internship?

A Moody's internship is a paid, 10-week summer program at Moody's Corporation, the credit ratings and risk analytics company headquartered at 7 World Trade Center in New York. Moody's had 16,076 employees at the end of 2025, about 5,000 of them in the US, and its early careers page reports 147 summer interns from 85 schools across 11 countries.

Interns join a specific team for the summer. In the ratings business, the Ratings and Research Support program assigns interns to a rating group such as Corporate Finance, Financial Institutions or Structured Finance. Technology and data interns work largely in Charlotte, while sales, compliance, strategy and people roles sit in New York. Moody's says the program adds "networking, mentorship, leadership speaker series and volunteering events," and interns complete project work set by their team.

A college student in business casual crossing a plaza in front of tall glass towers in lower Manhattan on a bright autum

When Do Moody's Internship Applications Open for 2027–2028?

Moody's posts summer internships in September, and its early careers page says so: "our summer positions are posted from September." This year, 11 US reqs went up between September 10 and 25, 2026, and a second set of three followed on October 2. Each req opens its own window, usually two weeks, and states the dates in its first line.

From a mid-September posting to a June 7 start, the lead time is about 8.5 to 9 months. Summer 2028 should follow the same pattern: applications for summer 2028 expected in September 2027, each open for about two weeks.

Now · early October 2026YOU ARE HERE

Some summer 2027 tracks have already closed, including Ratings and Research Support, Sales, Compliance and the Charlotte data and risk roles. Still live: Ratings Technology, Digital Workplace Project Management, Analytics & Modeling and CS&G Digitalization & Analytical Tools. People Solutions opens Monday.

Apply first if a live role fits. Alongside it, a finished project helps in interviews: the Breaking Games SQL Database Architecture Externship for data roles, or the Wayfair n8n AI Agent Engineering Externship for the AI-tools line every Moody's req includes.
October 5 to 16, 2026SHORT WINDOW — APPLY WEEK 1

The last summer 2027 windows posted so far: People Solutions accepts applications October 5 to 9; Ratings Technology closes October 6; Digital Workplace Project Management closes October 9; Analytics & Modeling and CS&G Digitalization & Analytical Tools close October 16.

October to December 2026EXPECTED

Interviews and offers for summer 2027. In past cycles, applicants on Reddit described a phone screen followed by two back-to-back 30-minute virtual interviews, with final rounds and offers in early November.

Summer 2027

The 10-week program runs June 7 to August 13, 2027, in New York and Charlotte. Ratings and Research Support interns may be considered for a Ratings Associate offer after graduation.

September 2027EXPECTED

Applications for summer 2028 expected to open, each role for about two weeks. This year the ratings and sales roles closed between September 28 and October 1, so have your resume ready in early September.

How to read this page: our dates come from tracking previous recruiting cycles and daily posting data. Treat them as informed estimates based on historical patterns, not confirmed dates. The company's official careers page is always the most current source. If a role is posted there, go by that, even if this page suggests the window hasn't opened yet.

Why You Must Apply the Week Applications Open

Moody's tells you the window in the first line of every posting, for example "Applications for this position will be accepted from September 14 through September 28," and adds "We encourage interested candidates to apply early to ensure full consideration." Once the window ends, the posting comes down: the Sales and Ratings and Research Support reqs, live a week ago, now return an error page.

That makes this a short-window program in the strictest sense. A student who notices Moody's in mid-October has already missed most of the summer 2027 roles, including the ratings program. The fix is a job alert on Moody's Students & Early Careers category, set now, so the September 2027 wave reaches you on day one.

Which Moody's Internship Programs Should You Target?

Moody's posts one req per team. These are the US summer 2027 roles, open and closed, as of October 3, 2026.

Role (location)FocusWindowPay
Analytics & Modeling (New York)Code data models and pipelines for the Default and Rating Analytics team; R, SQL, Python; master's students in CS or similarOct 2 to 16, 2026 (open)$45/hr
CS&G Digitalization & Analytical Tools (New York)Power BI dashboards, user testing, AI tool research for Credit Strategy & GuidanceOct 2 to 16, 2026 (open)$35/hr
People Solutions (New York)Change management and communications for a Workday rolloutOct 5 to 9, 2026 (opening)$35/hr
Digital Workplace Project Management (New York)Coordinate projects, documentation and status reportsSep 28 to Oct 9, 2026 (open)$35/hr
Ratings Technology (Charlotte)Data analysis, software configuration, debugging, data engineeringSep 22 to Oct 6, 2026 (open)$35/hr
Ratings and Research Support, Sales, Compliance, Banking Customer Intelligence, AI & Business Strategy (New York); Technology Risk, Data Analyst, Systems Engineer, Data Management (Charlotte)Ratings support, sales, compliance testing, strategy, tech risk and data rolesClosed Sep 28 to Oct 1, 2026$35/hr; next wave expected Sep 2027

Every live role links from Moody's Students & Early Careers jobs category. Read the graduation window on each req before applying; they differ by team.

What Are the Eligibility Requirements?

Moody's US reqs set eligibility per role, so the req you apply to governs:

• Degree level: the program takes "undergraduate and select graduate students." Analytics & Modeling asks for a Master of Science in computer science or a similar field.

• Graduation window: each req names one. Analytics & Modeling, CS&G and People Solutions want May 2028 to June 2029 graduates; Ratings Technology and Digital Workplace take December 2027 to June 2029. This year's Ratings and Research Support req asked for December 2027 to June 2028.

• Majors: vary by team, from computer science and STEM (Ratings Technology) to statistics, economics or data science (CS&G) and HR or organizational psychology (People Solutions).

• Availability: full-time for the whole program, June 7 to August 13, 2027.

• GPA and sponsorship: none of the US reqs we read states a GPA minimum or a sponsorship policy, so ask the recruiter rather than assume either way.

Overhead close-up of a tidy desk with a closed laptop, a printed spreadsheet turned face down, a financial calculator, a

Is the Graduation Window a Hard Cutoff?

Treat it as one. The graduation range is the most specific requirement on each Moody's req, and it's how Moody's separates internship candidates from new-grad hires. A senior graduating in May 2027 falls outside every summer 2027 window we saw. Those students should look at Moody's full-time programs instead: Ratings Associate roles open on a rolling basis, and the Sales Rotation Program opens applications in the fall for a September start.

Profile Match · Extern Data

Could You Get In at Moody's? Compare Your Profile

Based on 543 investment banking summer analysts at top investment banks from the classes of 2025 and 2026 (public LinkedIn profiles, aggregated). Six questions, under a minute.

Question 1 of 6

Which summer are you applying for?

Recruiting timelines differ by class year, so we compare you with the right group.

Question 2 of 6

Which group is your school closest to?

Firms recruit on campus in tiers. We match you against admits from schools like yours.

Question 3 of 6

Is your major finance, economics, accounting or business?

Math and statistics count too. Major is not a hard filter, but it shifts how much your coursework has to prove.

Question 4 of 6

How many internships, externships or research positions have you held so far?

Count anything with a real employer, mentor or principal investigator attached. Retail and food service do not count.

Question 5 of 6

Has any of that experience been finance-related?

Banking, PE or VC, corporate finance, wealth management, equity research, accounting or consulting. Any size of firm counts.

Question 6 of 6

Are you in a finance club, investment fund or case competition team?

Campus clubs are how most admits get their first deal and modelling reps.

of admits

Aggregated from public LinkedIn profiles of people who held the internship. No individual profile is shown. Read the full investment banking intern profile analysis and the cross-industry study of 2,500+ intern profiles.

What Skills Does Moody's Look For, and How Do You Build Them?

We read the five US summer 2027 reqs still open or opening on October 3, 2026. Three themes stand out.

AI tools, used responsibly. All five carry the same line: "Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes," plus a willingness to learn responsible AI practices. The research for this page found the same line on all 11 first-wave US reqs.

Communication and collaboration. All five ask for strong interpersonal or written and verbal communication, and all five describe work with stakeholders or cross-functional teams.

Organized, technical execution. Four ask you to prioritize and stay organized. The technical roles add Python, R, SQL, Power BI and data engineering; the project roles add documentation and status reporting.

What Moody's looks for in interns

Skills across 5 Moody's intern & analyst job descriptions · live US summer 2027 postings, October 2026

AI tools & responsible AI
5 of 5
Communication skills
5 of 5
Cross-functional collaboration
5 of 5
Prioritizing & staying organized
4 of 5
Project coordination
3 of 5
Adaptability
3 of 5
Coding (Python, R, SQL, Java)
2 of 5
Power BI & dashboards
2 of 5
Problem solving
2 of 5

Method: full-text read of the five Moody's US summer 2027 reqs open or opening on October 3, 2026 (Ratings Technology, Digital Workplace Project Management, Analytics & Modeling, CS&G Digitalization & Analytical Tools, People Solutions), pulled from careers.moodys.com. A skill counts once per req. The nine first-wave reqs that closed by October 1 aren't counted because their pages are no longer online.

How Is Demand for Finance Interns Moving Right Now?

Finance intern postings · Sep vs Aug 2026

+217%1,065 a day
vs 336 in August
JulAugSep
35.2%of new listings say Summer 2027 ▲ 16.3 pts
~$24/hremployer-published pay = about the same as August
+8%all financial analyst jobs, so this is the fall intern wave

September was the month finance internships opened, and Moody's windows close within two weeks of posting. A student who missed Moody's should apply now to the finance employers in this pool whose reqs are still live.

Daily US job-posting counts, Sep 1–30 vs Aug 1–31, 2026. Covers under half of US postings; shows direction, not market size. Pay = median of employer-published ranges only (60 postings in September, 57 in August).

Build These Skills Before You Apply

And each skill in the chart maps to a remote Externship where you finish a real project, for this fall's live roles or the September 2027 wave.

Skill (from real JDs)JD evidenceExternship that builds it
SQL & data pipelinesAnalytics & Modeling: "Proficient in SQL"; "Solid understanding of data engineering and data pipelines"Breaking Games SQL Database Architecture
AI tools for business processesEvery live req: "how AI tools can be used to improve processes and drive efficiency"Wayfair n8n AI Agent Engineering
Financial analysis for credit workAnalytics & Modeling: "Knowledge of finance and economics will be an advantage"; ratings roles support credit conclusionsYinan Zhao Investing & Financial Modeling
Valuation & financial statementsRatings and Research Support (2027 wave): accounting, finance and modelling principlesAttronica FP&A and Private Company Valuation
Technology risk & securityTechnology Risk (2027 wave): risk and control self-assessments, risk registersHydroficient IoT Cyber Defense

For the roles open this month, the SQL and AI projects match most closely. For the ratings program in September 2027, a finished financial modeling or valuation project is the stronger signal.

What Is the Moody's Application and Interview Process Like?

Moody's doesn't describe its interview process publicly. Here's what the reqs say and what past applicants report:

1. Apply inside the window. Each role is its own req on careers.moodys.com, and the application hands off to Moody's SuccessFactors system.

2. Phone screen. A 2021 technology candidate described a typical screen: which programming languages you know and what you want from an internship (community-reported).

3. Final round. A recruiter told a 2020 technology candidate to expect two 30-minute virtual interviews back to back with a five-minute break (community-reported).

4. Offer. Past applicants posted final rounds and offers in early November, roughly six weeks after the September windows.

Ratings candidates should prepare differently. A commenter on a rating-agency interview thread advised reading Moody's public rating methodologies and being ready to give a short credit view of any company using that framework.

What Students on Reddit Say

Moody's internship threads are spread over several cycles, and most focus on interview format and timing.

A recruiter told one technology finalist to expect two 30-minute virtual interviews back to back with a short break between them. Another candidate described the earlier phone screen as standard: languages you know and what you want from the internship.

r/cscareerquestions candidate reports, paraphrased · read the thread

For rating-agency interviews, one commenter's advice was to read the agency's public rating methodologies, then practice giving a quick credit opinion on a random company using the factors those methodologies weigh.

r/FinancialCareers interview advice, paraphrased · read the thread

After a student posted a Moody's credit rating internship offer in early November, commenters explained that rating-agency staff disclose their securities holdings and may need to pre-clear trades or hold positions for a set period.

r/FinancialCareers offer discussion, paraphrased · read the thread

How Do You Stand Out for a Moody's Internship?

Moody's reports 147 summer interns worldwide but no applicant count, so there's no honest acceptance rate to quote. What the reqs reward is clear.

First, be early. Each window lasts about two weeks, and Moody's asks candidates to apply early within it. A job alert set now is worth more than any resume polish next September.

Second, have a concrete AI example. Every live US req asks for curiosity about how AI tools improve processes and an awareness of responsible AI. One short story about a tool you used, what it improved and what you checked by hand covers that line well.

Third, match the team. A ratings applicant who can walk through a credit view built on Moody's published methodology stands out; a data applicant should bring SQL or R code; a People Solutions applicant should talk about change and communication. Generic finance interest reads weakly against reqs this specific.

A student practicing for a video interview in a quiet university study room in the evening, sitting upright and gesturin

What Other Companies Should You Consider?

These financial data and analytics firms recruit the same ratings, data and technology students:

  • Bloombergdata, analytics and news; competes with Moody's AnalyticsGuide →
  • FactSetfinancial data and analytics productsGuide →
  • Intercontinental Exchangeexchanges plus data and index businessesGuide →
  • BlackRockAladdin risk analytics and a large consumer of credit researchGuide →
  • Morningstarinvestment research and credit ratings competitor; summer 2027 closes October 5Guide →

Our finance internships summer 2027 guide maps the wider finance field, including employers still taking applications.

Four interns gathered at a standing table in a modern open-plan office, one sketching a simple diagram on a notepad whil

FAQ

Can I still apply for a summer 2026 Moody's internship?

No. Summer 2026 has already run. For summer 2027, nine of Moody's 11 first-wave US roles closed between September 28 and October 1, 2026, but five are open or opening: Ratings Technology to October 6, Digital Workplace and People Solutions to October 9, and two New York analytics roles to October 16.

When do Moody's summer 2027 internship applications close?

Each role has its own window, printed in the first line of the posting. Ratings and Research Support, Sales and Compliance have closed. Ratings Technology closes October 6, 2026; Digital Workplace Project Management and People Solutions close October 9; Analytics & Modeling and CS&G Digitalization close October 16.

How much do Moody's interns make?

Moody's US summer 2027 postings list $35 an hour for most roles and $45 an hour for the Analytics & Modeling internship, which asks for a master's student. Over the 10-week program at 40 hours a week, $35 an hour comes to about $14,000 before tax, by our arithmetic.

When is the Moody's summer internship?

June 7 to August 13, 2027: 10 weeks, full-time, in New York or Charlotte. Every summer 2027 US posting we read lists those dates, apart from one Ratings Technology req that prints 2026, which looks like a typo. The program includes mentorship, a speaker series and volunteering events.

Where are Moody's internships located?

In the US, New York and Charlotte, North Carolina. New York hosts ratings, sales, compliance, strategy, analytics and people roles; Charlotte hosts most technology and data roles, including Ratings Technology, Technology Risk and Data Management. Non-US Moody's internships are posted separately for cities such as Edinburgh, Paris and Singapore.

Can graduate students apply for Moody's internships?

Yes. The program takes undergraduate and select graduate students, and the Analytics & Modeling internship specifically asks for a Master of Science in computer science or a similar field. Each req also sets a graduation window, such as May 2028 to June 2029, that you need to fall inside.

Does a Moody's internship lead to a full-time offer?

It can. The Ratings and Research Support posting says successful interns "may be considered for an offer to join Moody's as a Ratings Associate after graduation." Moody's also runs full-time Tech Rotation and Sales Rotation programs for graduates, but it doesn't publish an intern conversion rate.

I missed the September window. What now?

Check the five US roles still open into mid-October first. If none fits, summer 2027 at Moody's is effectively closed for you; the summer 2028 roles are expected in September 2027, each open for about two weeks. Graduating seniors can look at Ratings Associate roles, which Moody's fills on a rolling basis.

If a live role fits, apply before its window closes. If not, set a Moody's job alert today and use the year before September 2027 to build proof: a remote Externship gives you a finished data or financial modeling project to point at on day one of the next wave.


About the Author

Bifei Wang has spent 17 years focused on human flow and the growth of young professionals, spanning international education, career training and coaching, and recruitment process outsourcing. Over 7 years at Extern, he has had one-on-one sessions with thousands of students exploring careers in consulting, finance, tech, marketing, and data, giving him a firsthand view of how the job market has shifted for early-career professionals and what it actually takes to break in.

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